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                              Disclosure

                              Hans Kim is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0K21144), CO, CT, DE, FL, GA, MA, MD, MN, NJ, NY, PA, RI, TX, UT, VA, and WA. No insurance business may be conducted outside the states referenced.

                              As a New York Life Agent, Hans Kim is licensed and authorized to offer insurance in California, but HSK FINANCIAL LLC may not be. For additional information on California licensure status, please click here.

                              Hans Kim is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 2160 N Central Rd Ste 205a, Fort Lee, NJ, 07024, 201-944-2580. In this regard, this communication is strictly intended for individuals residing in the states of CA, CT, FL, MA, MN, NJ, NY, PA, RI, TX, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                              Hans Kim is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.

                              The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                              HSK FINANCIAL LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                              Neither HSK FINANCIAL LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                              For more information about NYLIFE Securities LLC and its investment professionals.

                              Click here
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                              • About Us
                                • About HSK Financial LLC
                                  • My Background
                                    • For Business Owners
                                    • Products & Services
                                      • Products
                                        • For Professional Advisors
                                          • Business Solutions
                                            • Our Services
                                            • Resources
                                              • Calculators
                                                • Articles
                                                  • Tax Resources
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                                                      • NYL Online Account
                                                        • NYLIFE Securities
                                                          • MainStay Mutual Funds
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